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- Earn 3% Cash Back for eating out, 2% for traveling, and 1% everywhere else, including at Costco
- No Annual Fee with your paid Costco Membership
- The flexibility to pay charges in full each month or over time
- No Limit on the Cash Back earned
- Doubles as your Costco Membership Card
- Must be a Costco Member to apply for this card.
Apply Now!
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TrueEarningsSM from Costco and American Express
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- First Year Fee-Free
- Get 10,000 Bonus Membership Rewards points redeemable for Rewards right away
- The Membership Rewards® program — a fast, flexible rewards program that lets you redeem travel rewards on over 21 airlines
- Purchase Protection Plan
- Gold Card Events—exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide
- Online Fraud Protection Guarantee
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American Express® Preferred Rewards Gold Card

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